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insurance - Option A or B?

In respect of liability insurance you can choose between TYPE A AND TYPE B.

variant A means
- agreeing not to spare the costs of hiring a replacement vehicle and / or taxi costs and
- agreeing not to replace loss of income, which is due to the non-use of their own cars.

This waiver applies even if the blame lies with the enemy - that this variant is less expensive.


variant B (Note: "B" like "better") : You do not waive the replacement of a rental Replacement vehicle, nor to the replacement of loss of income, which is due to the non-use of their own cars.

one participant is to blame for the accident, the liability shall in any case no costs (hence no rental car costs).



Doris Keglovits